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Ask me about how you can get $500 off
closing costs on purchase transactions.*

 

See below for Important Offer Details.

Michael Osorio

Michael.Osorio@fmb.com

Direct: (562) 485-3436

Cell: (562) 712-4071

NMLS #665509

F&M Bank NMLS #537388

About Michael:

My name is Michael Osorio and I have been with F&M Bank since 2009. I am a native of the Southern California community, growing up in Long Beach, and graduating from Cal State Fullerton for my Bachelors and the University of La Verne for my MBA. 

 

I am proud that I have ranked in the top 5% of loan originators for closed loan volume nationally on a regular basis. With nearly two decades of experience in residential lending, I specialize in all home loan types and look forward to helping you with your residential lending needs.


Get started on your new home loan today.

Purchase
Refinance
Home Equity Line of Credit (HELOC)
Inquiry Request

Important Offer Details: (purchase only)

Terms and conditions are subject to change without prior notice. All loans are subject to credit approval. 

 

*$500 off Closing Costs offer is valid for applications submitted for first lien purchase transactions of primary residences or second homes (1 to 4 family dwelling). Properties must be located in California with fee simple ownership. This offer excludes Home Equity Line of Credits (HELOCs). The $500 off Closing Costs will be applied at the time of loan closing as a Lender Credit. F&M reserves the right to cancel or modify the $500 off Closing Costs offer without prior notice. This offer cannot be combined with any other offer.


Calculate Your Payment:

  • Use one of our mortgage calculators to calculate an estimated payment

 

NMLS #537388  |  Terms & Conditions  |   Security Statement  |  Privacy Policy  | Protecting Home Ownership

©2024 Farmers & Merchants Bank. All Rights Reserved.

12515 Seal Beach  Blvd., Seal Beach, CA  90740

(866) 649-3863   |     fmb.com/homeloans

NMLS #537388  |  Terms & Conditions  |   Security Statement  |  Privacy Policy  | Protecting Home Ownership

©2024 Farmers & Merchants Bank. All Rights Reserved.