Low Down Payment Mortgage
Let us help you find the best home loan to fit your needs. F&M offers the following resources to help low- to moderate-income borrowers:
- $1,250 off closing costs 1
- Down payments as low as 3% 2,3
- HomeReady ® and Home Possible ® loan programs 3
- A local lender to guide you through the process
F&M also offers home ownership education seminars at our local branches. Join us for FREE real estate seminar with expert insight on "How to purchase real estate in the current market."
Contact one of F&M’s home loan consultants at (866) 649-3863 to learn more today.
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IMPORTANT OFFER DETAILS:
Terms and conditions are subject to change without prior notice. All loans are subject to credit approval. NMLS # 537388.
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$1,250 off Closing Costs offer is valid for applications submitted for first lien purchase transactions of primary residences (1 to 4 family dwelling). Properties must be located in California with fee simple ownership. This offer excludes Home Equity Line of Credits (HELOCs). The $1,250 off Closing Costs will be applied at the time of loan closing as a Lender Credit. F&M reserves the right to cancel or modify the $1.250 off Closing Costs offer without prior notice. This offer cannot be combined with any other offer.
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Subject to income and credit limitations.
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Subject to program eligibility requirements, including income limits and property location. If down payment is less than 20%, mortgage insurance is required. HomeReady is a trademark of Fannie Mae. Home Possible is a trademark of Freddie Mac.